Choosing Home Insurance Right

Why You Should Get Home Insurance If You Want To Feel Safe

No one likes paying for things they don’t need. No one wants to buy a new computer when they don’t need one. No one is going to buy a brand new car when their car from last year still runs fine. This is a normal human desire, and everyone does it.

Unfortunately, humans are terrible at risk assessment. People think a violent criminal will attack them even though more toddlers have killed people in the U.S. than certain other segments of supposedly terrifying people. People will be scared of getting struck by lightening but think that they can have a few drinks and be “good to drive”. Maybe that’s true. Maybe they are. But all it takes is once and their life can be ruined forever.

This is the same with home insurance. People presume they don’t really need it because they haven’t had a single disaster destroy their home. Some people never have a home disaster in their entire lives. They go from birth to death without a single event that might force them to rebuild their entire home and list of possessions. Because this is true, many people think they don’t need home insurance.

This couldn’t be further from the truth.

Home Insurance And What It Does

Home insurance exists to help pay for things should something destroy your home or possessions. Many people don’t realize that home insurance covers a lot more things than just full destruction. Yes, it can cover that. If your home is destroyed, either by natural disaster or a man-made disaster, home insurance can help you get back up on your feet.

But in many cases, home insurance can cover specific things. Each insurance company is different, and insurance companies tend to offer more than one insurance package, so the exact details of what can and can not be covered can vary.

However, anything that’s a major home expense can be covered. This means you can cover things like flooring, painting or wallpaper, a specific room, or any other major part of the home. Whether it’s a young child playing with paint and deciding the wall is the canvas, or home invaders taking all your major electronics, home insurance can help cover that.

The Rise Of Natural Disasters

With so many people in positions of power claiming climate change doesn’t exist, things have gotten dangerous in coastal areas. Hurricanes are happening more often, and things only look to get worse before they can get better.

This means that if you live along the coast of the U.S., you need to start thinking ahead. Having home insurance can help if a hurricane big enough to destroy a city happens your way. And it can happen, as several recent incidents prove. Hurricane Katrina nearly ruined the city of New Orleans, and Florida gets hit by four or five different hurricanes a year. More if you count the number of tropical storms!

Plain and simple, home insurance can help ensure that you don’t lose your life as well as your home. You may have to fight with the insurance company, but you’ll be much happier that you have some help coming. Especially since your other option is no help at all!

protect your home
Find Great Home Insurance And Feel Safe

Home insurance can get expensive, and you should keep that in mind. You don’t want to get cheap insurance because cheap insurance doesn’t cover anything. Even if it sounds like it covers things, insurance companies don’t charge you low prices because they hate money.  For our insurance recommendation, we recommend the James Jenkins Agency.   You can check out their James Jenkins Agency Vimeo Page

So before you sign on the dotted line, make sure you get the insurance coverage you actually need. Once you do, you’ll feel much more secure in your own home.  For more info, check out their Tumblr Page

New Boba Tea Drinks in Dallas!

bubble tea drinksFew places impress us and invigorate our taste buds so well other than Boba Tea and Treats. If you have cravings for sweets, We were driving through Dallas and saw this Boba shop called Boba Tea and Treats. It was a cute place off of Belt Line Rd in Addison and it is very easy to get to. I ordered a snow fluff and a classic milk tea and fell in love with the place. I have never ordered anything like it and did not know what to expect, but it was like an explosion of flavor hit my mouth. I will tell you a little bit more about my experience below.

How did they come up with the idea?… The owner fell in love with the idea when she was traveling in Southeast Asia, where a lot of bubble tea shops were, and she knew that there were not too many boba shops in Dallas. So it would be a great idea to open up one in the DFW area. They scraped up some money and started the shop next door to their Thai restaurant. The rest is history as they say and bubble tea Dallas is here.

Going here was fun and is a great place to study or catch up on a book. If you want to try Thai food, they own the restaurant next door that from what I have heard is also delicious. You can literally walk in and grab a bite to eat. They have bubble drinks, smoothies, milk tea, desserts, fried ice cream, fried bananas covered in honey, snow fluff, and many flavors of seaweed for sale too. Just about all their drinks on the menu is delicious and mouth watering and really catches your eye with the display. With the bubble tea drink combinations, you can add boba, different flavored jellies, mochi, red bean, and different flavored poppers that pop in your mouth. They also have blazing fast wi-fi and booths that you can sit with your friends to chat together and study. The place is quiet and right by the window so the sun warms you up in the cold weather. They also have a new free drink punch card program where if you buy ten drinks or desserts, you get the 11th drink free. there are other opportunities too where you get extra stamps if you write a review for them on Google and Yelp. this place is fast at creating drinks and the staff was nice.  You can check out boba tea and treats on tumblr

If you ever need a great tasting boba tea place, go to Boba Tea And Treats in Dallas, TX. They will not disappoint you. They also create many of the newest trends in desserts and drinks and have many new drink combos from different Asian countries.

Come in and try their drinks with your family and friends.

Check out their page